Debt Syndication Consultants
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SME Debt Syndication
Debt Syndication Consultants in India
Accessing large-scale capital often requires more than a single lender. When funding requirements exceed individual bank exposure limits, businesses need a structured financing strategy.
Mistry & Mehta Capital Advisors Private Limited provides end-to-end debt syndication services in India, advising growth-focused SMEs and mid-market companies on raising capital through consortium lending involving banks, NBFCs and financial institutions.
We act as independent financial advisors, structuring, negotiating and managing complex multi-lender transactions aligned to business cash flows and long-term growth objectives.
Structured Debt Solutions
What is Debt Syndication?
Debt syndication is a financing structure in which multiple lenders jointly provide funding to a single borrower under coordinated documentation and negotiated terms. It is typically used when:
- Funding requirements exceed single bank exposure limits
- Large capital expenditure (CAPEX) is planned
- Infrastructure or project financing is required
- Significant working capital expansion is needed
- Business restructuring or refinancing is undertaken
By distributing risk across institutions, syndicated financing enables borrowers to access larger capital pools at competitive terms.
Bank Loan Syndication Services
Our Structured Debt Syndication Process
We manage the entire lifecycle of the transaction:
Funding Assessment & Financial Modeling
Detailed evaluation of capital requirements, leverage capacity and projected cash flows.
Bankability & Credit Structuring
Preparation of financial models, credit notes, CMA data and structured proposals.
Lender Identification
Selection of suitable nationalised banks, private banks and NBFCs based on transaction profile.
Consortium Formation & Negotiation
Coordinating discussions, aligning lender terms and managing negotiation dynamics.
Sanction Coordination & Documentation
Ensuring clarity in sanction letters, covenants, security structure and compliance requirements.
Disbursement & Post Sanction Support
Managing documentation execution and facilitating timely disbursement.
Mid-cap Company Loan Advisory
Why Choose Mistry & Mehta for Debt Syndication?
- PAN India lender network
- Deep expertise in SME & mid-market credit structuring
- Industry specific financial modelling capability
- Strong negotiation & documentation oversight
- Transparent, compliance-driven advisory approach
We don’t just arrange loans but we structure sustainable capital.
Infrastructure Project Debt Funding
Industries We Serve
- Manufacturing & Engineering
- Infrastructure, EPC Contractors & Renewable Energy
- Real Estate & Construction
- Polymer and chemicals
- Logistics & Warehousing
- Healthcare & Pharmaceuticals
- Export-Oriented Units
Term Loan Syndication
Types of Debt We Syndicate
Each transaction is structured in alignment with operating cash cycles, risk allocation frameworks and lender appetite. We structure and syndicate:
Working Capital Consortium Arrangements
Term Loans & CAPEX Financing
Project Finance & Infrastructure Debt
Structured Debt & Refinance Transactions
Bank + NBFC Combined Funding Models
NBFC & Bank Funding Advisory
PAN India Debt Syndication Advisory
With established relationships across leading banks and NBFCs in India, we support transactions across major industrial and commercial hubs.
Our advisory is confidential, structured and institutionally aligned, ensuring each transaction meets lender and borrower objectives with clarity and discipline.
Project Finance & Debt Syndication
What Are the Debt Syndication Consultants
Debt syndication refers to the process where a consortium of lenders jointly provides funding to a single borrower. Because multiple lenders are involved, the structuring and management of such loans require careful coordination. This is typically handled by a third-party consultant or advisory firm.
Mistrymehta, with its strong reputation in the financial sector, has built robust relationships with a wide network of lending institutions, enabling it to deliver efficient and customized financing solutions.
Traditionally, only A-rated companies turned to syndication for securing large-scale project funding. However, in today’s market, both SMEs and large corporations actively seek syndicated loans. These are now commonly used for financing in sectors such as power, steel, oil refining, and even for corporate takeovers, mergers, and acquisitions. As India’s corporate landscape continues to expand, the demand for capital is expected to rise making debt syndication an increasingly relevant financing option.
Schedule a Confidential Debt Structuring Consultation
Multiple Bank Financing For Companies
Why Debt Syndication Consultants Services Are an Ideal Solution
Many Indian businesses face challenges in securing sufficient funding to scale operations. Historically, the Indian debt market has lagged behind the equity market, limiting available financing options. While equity funding remains an option, it often involves relinquishing partial ownership something many founders prefer to avoid.
Debt syndication has emerged as a powerful alternative, helping to close the gap between the equity and debt markets in India. It enables business owners to raise capital without diluting equity or giving up control. This trend mirrors the financial systems in more mature markets like the U.S., Japan, and South Korea, where syndicated debt is a well-established financing tool.
Additionally, the complexity of dealing with multiple individual lenders is eliminated through the syndicated loan structure. With experienced consultants like Mistrymehta managing the process, businesses benefit from a streamlined, efficient path to funding. As the availability of syndicated loans continues to grow supported by leading banks and NBFCs in India, this financing option is set to become a major enabler of growth for Indian enterprises.
FAQ
Who should opt for debt syndication?
Companies requiring funding beyond single bank exposure or seeking diversified lender participation.
Is debt syndication suitable for SMEs?
Yes. Scalable SMEs with structured financials and growth plans benefit significantly from syndication.
What is the role of a debt syndication consultant?
To structure the transaction, negotiate terms, manage documentation and ensure smooth execution.
Do you work with banks and NBFCs?
Yes. We coordinate with nationalised banks, private banks and NBFCs across India.
When Should a Company Opt for Debt Syndication?
Debt syndication becomes relevant when:
- Funding requirements exceed ₹10–25+ crore
- Single bank dependency creates risk concentration
- Competitive pricing across institutions is desired
- Large-scale expansion requires diversified capital sources
- Promoters wish to avoid equity dilution
Structured syndication ensures funding without compromising ownership.
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+91 6359300022
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